< Free income protection quote >

What Would It Cost To Protect Your Income?

Fifteen minutes on the phone with me and you'll know your real number: how much coverage you'd need and what it would cost. I was an actuary before I was an advisor, so you get straight answers, not a sales pitch. Then you decide. Watch the short video below, then grab a time.

What Six Months Off Work Actually Costs You

Drag the slider to your income. This is the math most business owners never run.

Your personal income

$100,000

$40k$250k

Drag to your income

✕Without coverage

$50,000

gone in 6 months, straight out of your savings. And the bills don't stop because you did.

3 months off work-$25k

6 months off work-$50k

12 months off work-$100k

✓With coverage

$8,333/mo

is what you normally bring in. Income protection replaces as much of it as you qualify for, paid to you every month while you can't work. I'll put the real number on it in 15 minutes.

Paid to you, not to a creditor✓

Yours to spend on anything✓

Nothing to claim from the government✓

And EI won't save you. Self-employed people can only claim it if they signed up a full year before getting sick, and almost nobody does.

Illustrative only. What you'd qualify for, and what it would cost, depends on your health and your situation. That's what the 15-minute call is for.

< Who you'll be talking to >

Pick Your Time. Get Your Quote.

Fifteen minutes on the phone. You'll hang up knowing what it would take to protect your income and what it would cost. No pressure either way.

Add your BOOKING_URL in the config to load the calendar here. Open calendar

You'll get a confirmation email and a reminder before your call, so you won't miss it.

What Happens On The Call

Fifteen minutes, three things, and then it's back in your hands.

We look at your numbers

What you earn and what you'd lose if you couldn't work. Your situation, not a generic example.

You get your quote

How much coverage you'd need and what it would cost, in plain English.

You decide

If it makes sense, great. If it doesn't, that's the end of it. Nothing to sign either way.

About 15 minutes 100% free No obligation

Questions, Answered

The things people ask me most before they book.

Q.Is this really free?

Yes. The call costs you nothing and there's no obligation. Booking a time doesn't sign you up for anything.

Q.What makes you different from any other advisor?

I was an actuary before I was an advisor, so I helped design the products I now recommend and I know where they fall short. And I can cover you, your family and your business under one roof.

Q.I'm healthy right now. Can't I just do this later?

You can only put this in place while you're healthy. Once something shows up in your medical history, your options shrink or disappear. That's why today is the right time.

Q.Will I be pressured to buy something?

No. My job is to show you your options and answer your questions in plain language. If it's a fit, great. If not, no hard feelings.

Q.How long is it, and do I need to prepare?

About 15 minutes on the phone, at a time you pick. Nothing to prepare, just answer the phone.

Q.What if I'm not sure I can afford it?

That's exactly what the call is for. Coverage can start smaller than most people think, and you'll see real numbers before you decide anything.